https://www.bloomberg.com/news/articles/2023-07-29/bodegas-put-on-notice-as-visa-fights-back-on-card-surcharges
https://youtu.be/GCrxL-lc9d8
https://youtu.be/2QsYzdqkNzE
https://www.youtube.com/watch?v=XP8EFgq_ETU

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Timestamps:
00:00 - The fly
00:30 - Intro
00:42 - CC companies keeping the transaction fee when refunding the customer
01:18 - CC companies charging chargeback fees
03:13 - Businesses are starting to pass on the credit card companies' greed to customers who choose to use a credit card
04:08 - I am not saying bodegas are angels; let's be clear.
04:45 - This principle applies to all small businesses, not just bodegas 
05:11 - What the basic groundrules were back in the day
05:47 - Die, fly, die
05:50 - How minimums hurt merchants
06:55 - Who is really getting rich off of this?
10:00 - Banks are making way more money off these fees while still increasing fees to small businesses
10:57 - The real problem here is the CC companies trying to obscure why prices are going up
12:00 - CONCLUSION & TL;DR
12:25 - What every business should do
12:55 - CC providers put businesses at risk, and don't allow them to bill for this
13:48 - Just because bodegas are easy targets doesn't mean we should ignore the issue
14:40 - They will do this to businesses you like too